Mortgage Rates 2025 Predictions Usa. Experts anticipate a modest decrease in mortgage rates in 2025 and 2025. “mortgage rates will spend the bulk of the.

Mortgage rate predictions for 2025 suggest that home buyers could enjoy lower borrowing costs in the months ahead. Experts estimate that mortgage interest rates should peak near 7% — possibly up to 8% — and gradually trend lower, potentially landing between 5% and 6%.